Flyer spring 18

"You are engaged in a life-and-death struggle with the financial services industry. Every dollar in fees, expenses, and spreads you pay them comes directly out of your pocket. If you act on the assumption that every broker, insurance salesman, mutual fund salesperson, and financial advisor you encounter is a hardened criminal, you will do just fine." - William Bernstein

Why should an individual see Social Security as an insurance program rather than a retirement program?

Are you Financially literate?